Pricing guides · Microsoft
Copilot pricing: every plan and the API
Every Copilot plan Microsoft sells, in its own words and checked September 28, 2026, beside the API's price per token and what one typical message costs on each.
Other companies' plans checked . Updated .
Short answer
Microsoft sells Copilot inside Microsoft 365: Copilot (free), Microsoft 365 Personal at $9.99, Microsoft 365 Premium at $19.99 and Microsoft 365 Pro at $99.99 a month. Copilot Pro's link now opens Microsoft 365 Premium, and Microsoft publishes no message count or model names. llmwise Pro ($20) counts each model: up to 31 GPT-6 Astra messages a month.
Sources: Microsoft: Copilot plans for individuals and Microsoft Store: Microsoft 365 Premium, checked .
Every Copilot plan and its price
Every Copilot plan and its price in Microsoft's own words, checked September 28, 2026, before tax.
| Plan | Price | For | In Microsoft's words |
|---|---|---|---|
| Copilot (free) | Free | A limited free version, subject to capacity | “Yes. Microsoft offers a limited free version of Copilot subject to available capacity and limits.” (Microsoft: Copilot plans for individuals) |
| Microsoft 365 Personal | $9.99 a month | Office apps with Copilot, standard AI limits | “Microsoft 365 Personal: $9.99: /month” (Microsoft: Copilot plans for individuals) |
| Microsoft 365 Premium | $19.99 a month | No count; Chat is “extensive use” | “Buy now $19.99/month” (Microsoft Store: Microsoft 365 Premium) |
| Microsoft 365 Pro | $99.99 a month | Microsoft's highest AI limits; monthly billing only | “Microsoft 365 Pro: $99.99: /month: Monthly billing only.” (Microsoft: Copilot plans for individuals) |
Copilot's API, per message
llmwise doesn't carry Microsoft's own models; the table below prices the models it does carry.
| Model | API price per million tokens (in / out) | A typical message | On llmwise Pro | A message on llmwise Pro, if the month goes to it |
|---|---|---|---|---|
| Claude Fable 5.1 | $10.00 / $50.00 | $0.0750 | Up to 31 a month | $0.65 |
| GPT-6 Astra | $10.00 / $50.00 | $0.0750 | Up to 31 a month | $0.65 |
| Gemini 3.1 Pro (preview) | $2.00 / $12.00 | $0.0164 | Up to 125 a month | $0.16 |
| Grok 4.7 | $1.60 / $4.80 | $0.0098 | Up to 250 a month | $0.08 |
| Claude Opus 5.5 | $4.00 / $20.00 | $0.0300 | Up to 62 a month | $0.32 |
| GPT-6 Sol | $2.00 / $10.00 | $0.0150 | Up to 125 a month | $0.16 |
Every limit is published. Paid plans also have a monthly fair-use limit on AI cost: Pro $7.50, Max $20, Ultra $42, Studio $85. Using every message on your plan at typical sizes stays under it; very large messages and heavy research use it faster. Every limit, explained.
What else Microsoft says about Copilot's prices
“Microsoft 365 Copilot brings together AI capabilities from AI models selected by Microsoft within a single experience.”
Copilot's plans, one by one
- Copilot Pro: price, limits and what replaced it
No count; Chat is “extensive use”
Questions
How much is Copilot Pro now?
Microsoft's Copilot Pro store link opens Microsoft 365 Premium (checked September 28, 2026): $19.99 a month, or $199.99 a year.
Is Copilot free?
Yes: Microsoft says it offers a limited free version of Copilot, subject to available capacity and limits. The Microsoft 365 plans raise those limits.
Which models does Copilot use?
Microsoft's plans page says its Copilot combines capabilities from AI models selected by Microsoft; it doesn't list them. llmwise names each model you pick.
Claude, GPT, Gemini, DeepSeek, Grok, Kimi, and GLM, in one chat.
See what a message costs before you send it. Free is 5 messages to try; sign in with an email link, no password or card.